17 years helping Israeli businesses
choose better software

What Is Square Payments?

Accept every way your customers want to pay with Square Payments. Get a free magstripe reader to swipe credit cards anywhere. Take chip cards and NFC payments with Square Reader for contactless and chip. With Squares credit card processing, you can accept all major cards and get deposits as fast as the next business day. We offer chargeback protection, fraud detection, account takeover protection, and more, so you can focus on your customers. Its free to sign up and fast to get set up.

Who Uses Square Payments?

From a one-person shop just starting out, to an enterprise scaling their operations, Square works for every type of business.

Square Payments Software - Square Payments new sale
Square Payments Software - Square Payments new application
Square Payments Software - Square Payments virtual terminal

Not sure about Square Payments? Compare with a popular alternative

Square Payments

Square Payments

4.7 (2,420)
US$0.01
Free version
Free trial
33
25
4.7 (2,420)
4.5 (2,420)
4.4 (2,420)
VS.
Starting Price
Pricing Options
Features
Integrations
Ease of Use
Value for Money
Customer Service
US$25.00
month
Free version
Free trial
195
26
4.0 (18,528)
4.0 (18,528)
4.1 (18,528)
Green rating bars show the winning product based on the average rating and number of reviews.

Other great alternatives to Square Payments

Salesforce Sales Cloud
Top rated features
CRM Software
Client Tracking
For Sales Teams/Organizations
Shopify
Top rated features
Mobile Access
Order Management Software
Shopping Cart Software
PayPal Zettle
Top rated features
Mobile Access
Payment Processing Software
Sales Reports
Payanywhere
Top rated features
Mobile Card Reader
Payment Processing Software
Reporting/Analytics
SumUp
Top rated features
Loyalty Program
Payment Processing Software
Rewards Management
Mindbody
Top rated features
Mobile Access
Online Booking
Real-time Scheduling
QuickBooks Online
Top rated features
Bank Reconciliation
Expense Tracking
Financial Reporting Software
Wave
Top rated features
Billing & Invoicing
Invoice Creation
Online Invoicing
Square Point of Sale
Top rated features
Data Security
Online Payments
Payment Processing Software

Reviews of Square Payments

Average score

Overall
4.7
Ease of Use
4.7
Customer Service
4.4
Features
4.6
Value for Money
4.5

Reviews by company size (employees)

  • <50
  • 51-200
  • 201-1,000
  • >1,001
Kate
Kate
Mobile Tire Repair in US
Verified LinkedIn User
Automotive, 2–10 Employees
Used the Software for: 1+ year
Reviewer Source

Alternatives Considered:

Square is perfect for mobile or online businesses.

5.0 4 weeks ago New

Comments: What I like most about square payments is my business is mobile and I don't have a card reader so I can take payments from the app by simply and putting card number and accepting the payment. I also like how I invoices.

Pros:

What I like most about square payments is ease of use for mobile payments and ability to send invoices mobile.

Cons:

I don't like the processing fee. But all services have a processing fee so I don't mind that it's a little cheaper than others.

Regina
Manager in US
Marketing & Advertising, Self Employed
Used the Software for: 1+ year
Reviewer Source

Alternatives Considered:

My Business LOVED Using Square Payments to Grow My Business

5.0 2 weeks ago New

Comments: I used Square payments mostly for invoicing but I have been on the customer end of it and Loved it.

Pros:

I love how easy it was to use and also affordable. When my business wasn't making much, I could not afford Quickbooks and Square made doing business so much easier.

Cons:

Can not recall anything I didn't like about it. It seems it isn't as comprehensive for business accounting like Quickbooks is.

Verified Reviewer
Verified LinkedIn User
Health, Wellness & Fitness, Self Employed
Used the Software for: 1-5 months
Reviewer Source

Alternatives Considered:

Hefty price tag for sleek features

3.0 3 weeks ago New

Comments: Square was effortless to set up and provided me everything I needed to accept wireless payments for my mobile studio. The ability to accept card anytime, anywhere was lucrative. The fees are high cost of operation are eventually what brought me away from them. For an enterprise business it would make more sense, but not for an SMB.

Pros:

Square payments is awfully intuitive, probably the most learnable and quick to use platform of them all. They feature native integrations to any phone or computer you use. The app can even take payments on iPhone without a POS system. It is a UI dream and even keeps payments engaging and fun. Since they are a big company they have multiple lines of support, and ever adding features.

Cons:

Square payments is expensive, I would say the most expensive of them all. I only lasted 3 months using their service. I was roped in by the ability to accept tap to pay on my iPhone without the need for equipment. However, the fees per transaction were getting up to 2.75% each, with additional fees for instant deposit into bank account. On $10,000 I paid Square about $400 in fees out of my hard earned revenue.

Jonathan
Owner in US
Computer Hardware, Self Employed
Used the Software for: 1+ year
Reviewer Source

Alternatives Considered:

Good payment method for my store.

5.0 3 weeks ago New

Comments: Sl far is good, as long as they don't raise the percentage on transactions it should be good

Pros:

I can create my store, my website, my products for a website or a terminal. it has a lot of things and especially i can apply for the debit card so i can use the money right from square.

Cons:

percentage is too high on payments. You cant do direct deposit in to that debit card.

Emma
Cook in US
Consumer Services, 2–10 Employees
Used the Software for: 2+ years
Reviewer Source

Smoked up bbq

5.0 2 weeks ago New

Comments: When me and my family cook for the bbq fest we sell are food and square has always been so handy and very reliable

Pros:

Square payment is the best most reliable way to get paid on a job

Cons:

I have had absolutely no dislikes with square payments it is absolutely great